Capitalise on time. Save wisely.
Ensure you’re getting a great return on your savings. It’s estimated that £251 billion of UK household deposits remain in non-interest-bearing accounts. Start turning time into healthy returns.
Deposit, protect and grow your wealth
An account with Bondsmith can be opened in minutes. A single application provides access to competitive rates from over 60 of our trusted partner banks, making it easy to deposit, protect, and grow your money effortlessly.
The smart money doesn't settle.
Switching to Bondsmith could significantly boost your savings potential. Discover how much more you could be earning and get that money working.
Accounting for
every type of saver
Easy Access
For immediate liquidity and convenience, Easy Access accounts allow withdrawals without any notice requirements. While interest rates may be lower compared to other options, these accounts offer flexibility for emergency situations or short-term needs.
Notice Account
Notice accounts strike a balance between higher returns and reasonable access to your money. You can withdraw funds after giving a predetermined notice period, allowing you to plan for upcoming expenses or financial needs.
Fixed Term
If you're seeking higher interest rates and are comfortable locking your funds away for a specific duration, fixed term accounts are an excellent choice. With no access to funds until the term ends, these accounts offer stability and predictable returns.
Easy Access
For immediate liquidity and convenience, Easy Access accounts allow withdrawals without any notice requirements. While interest rates may be lower compared to other options, these accounts offer flexibility for emergency situations or short-term needs.
Notice Account
Notice accounts strike a balance between higher returns and reasonable access to your money. You can withdraw funds after giving a predetermined notice period, allowing you to plan for upcoming expenses or financial needs.
Fixed Term
If you're seeking higher interest rates and are comfortable locking your funds away for a specific duration, fixed term accounts are an excellent choice. With no access to funds until the term ends, these accounts offer stability and predictable returns.
Building your wealth on Bondsmith
Registering with multiple banks to spread your cash savings can be incredibly time-consuming. A single Bondsmith account provides access to all our savings providers.
It’s quick and easy to split cash between banks on Bondsmith. Get maximum FSCS protection on eligible deposits up to £85,000 per banking group.
Seamlessly and securely deposit cash
All our partner banks and the Bondsmith holding account are FSCS-protected from the failure of the banks. Your eligible deposits are protected up to £85,000 per bank.
Security on Bondsmith
Your account is protected by Bondsmith's state-of-the-art bank-grade security infrastructure.
Bondsmith is a single service, accessed from a single application and sign in, that allows you to deposit across partner multiple banks and savings accounts.
Bondsmith makes it easy for you to build a portfolio of savings accounts, helping you earning competitive rates of interest and spreading your deposits across different banks to increase your FSCS protection.
The hub account is an account held for you with an approved bank (currently HSBC Bank Plc), for which you will have your own unique account number and sort code.
This account enables you to place and manage deposits efficiently across all savings accounts made available by our partners banks. All withdrawals and maturities from our partners banks will come to your hub account first. From here you can deposit again or withdraw back to your nominated bank account.
There are no charges or fees. Bondsmith will receive a share of the interest from the bank. This is deducted prior to the account being made available on the platform so the rates you see are the rates you will get.
The Bondsmith account is available to individuals (and joint accounts) who are resident in the UK. Unfortunately the service is not available to US citizens.
Bondsmith is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 955601, for the issuing of electronic money. Bondsmith Savings Ltd is registered in England and Wales, No 13223331. Registered office: 124-128 City Road, London, EC1V 2NJ.
FAQs
If you have any additional questions our team is ready to assist you.
Ready to get started?
Opening an account is quick and easy. Start earning great returns on your cash savings.