Saving for a brighter future
The time is now to maximise returns on your charity’s capital - capital that has the potential to transform lives.
Stay focused on
the purpose
Opening and depositing charity capital with multiple banks can consume valuable time and resources. Bondsmith simplifies this process with a single application, connecting your organisation to competitive rates from a wide range of partner banks.
Take action
Managing your deposits via Bondsmith could significantly enhance the return on your charity’s capital, helping more funds reach the causes that matter most.
Supporting charities on their mission
Protecting peace of mind
Split cash between banks, for maximum FSCS protection on eligible deposits up to £85,000 per banking group.
Helping more charities
While some banks or deposit platforms set very high entry requirements, Bondsmith aims to support more charities by offering a minimum deposit amount starting at £100,000.
Strategise your charity's capital
Pick and choose from a range of savings accounts to align with your charity’s financial strategy.
Receive dedicated support
Our expert team is on hand to help your organisation make the most of the Bondsmith platform.
Protecting peace of mind
Split cash between banks, for maximum FSCS protection on eligible deposits up to £85,000 per banking group.
Helping more charities
While some banks or deposit platforms set very high entry requirements, Bondsmith aims to support more charities by offering a minimum deposit amount starting at £100,000.
Strategise your charity's capital
Pick and choose from a range of savings accounts to align with your charity’s financial strategy.
Receive dedicated support
Our expert team is on hand to help your organisation make the most of the Bondsmith platform.
Protection at every level
We understand how precious charitable funds are and the significant impact they make, which is why deposits are always held at UK banks covered by the FSCS, meaning your deposits are protected from a bank failure at all times.
Security on Bondsmith
Your account is protected by Bondsmith's state-of-the-art bank-grade security infrastructure.
Bondsmith is a single service, accessed from a single application and sign in, that allows you to deposit across partner multiple banks and savings accounts.
Bondsmith makes it easy for you to build a portfolio of savings accounts, helping you earning competitive rates of interest and spreading your deposits across different banks to increase your FSCS protection.
The hub account is an account held for you with an approved bank (currently HSBC Bank Plc), for which you will have your own unique account number and sort code.
This account enables you to place and manage deposits efficiently across all savings accounts made available by our partners banks. All withdrawals and maturities from our partners banks will come to your hub account first. From here you can deposit again or withdraw back to your nominated bank account.
There are no charges or fees. Bondsmith will receive a share of the interest from the bank. This is deducted prior to the account being made available on the platform so the rates you see are the rates you will get.
The Bondsmith account is available to individuals (and joint accounts) who are resident in the UK. Unfortunately the service is not available to US citizens.
Bondsmith is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 955601, for the issuing of electronic money. Bondsmith Savings Ltd is registered in England and Wales, No 13223331. Registered office: 124-128 City Road, London, EC1V 2NJ.
FAQs
If you have any additional questions our team is ready to assist you.
Make a
positive impact
Start maximising your charity's cash return and put those resources to good use.
