Get company capital working like clockwork
Time moves quickly in business. Ensure your capital is in the right place at the right time, working hard for your company.
One application.
A wealth of opportunity.
Opening multiple business bank accounts can be a significant time investment. With just one application to Bondsmith, you can access competitive rates from a wide range of banking partners, making it easy to deposit and grow your company’s cash savings.
Don’t leave cash on the table
Switching to Bondsmith could significantly enhance your company’s savings potential. Get every aspect of your business performing at the highest level.
Building your business on Bondsmith
Strategise and protect capital
Distribute cash across multiple banks to maximise FSCS protection, ensuring eligible deposits are covered up to £85,000 per banking group.
Support for more businesses
While some banks or deposit platforms set very high entry requirements, Bondsmith aims to support more business by offering a minimum deposit amount of £100,000.
Dedicated support
Our expert team are on standby to help you get the most of out of Bondsmith.
Easy Access
For immediate liquidity and convenience, Easy Access accounts allow withdrawals without any notice requirements. While interest rates may be lower compared to other options, these accounts offer flexibility for emergency situations or short-term needs.
Support for more businesses
While some banks or deposit platforms set very high entry requirements, Bondsmith aims to support more business by offering a minimum deposit amount of £100,000.
Dedicated support
Our expert team are on standby to help you get the most of out of Bondsmith.
Seamlessly and securely deposit company cash
All our partner banks and the Bondsmith Holding Account are FSCS-protected, guaranteeing your company’s funds are covered up to £85,000 at every level as cash is managed.
Security on Bondsmith
Your account is protected by Bondsmith's state-of-the-art bank-grade security infrastructure.
Bondsmith is a single service, accessed from a single application and sign in, that allows you to deposit across partner multiple banks and savings accounts.
Bondsmith makes it easy for you to build a portfolio of savings accounts, helping you earning competitive rates of interest and spreading your deposits across different banks to increase your FSCS protection.
The hub account is an account held for you with an approved bank (currently HSBC Bank Plc), for which you will have your own unique account number and sort code.
This account enables you to place and manage deposits efficiently across all savings accounts made available by our partners banks. All withdrawals and maturities from our partners banks will come to your hub account first. From here you can deposit again or withdraw back to your nominated bank account.
There are no charges or fees. Bondsmith will receive a share of the interest from the bank. This is deducted prior to the account being made available on the platform so the rates you see are the rates you will get.
The Bondsmith account is available to individuals (and joint accounts) who are resident in the UK. Unfortunately the service is not available to US citizens.
Bondsmith is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 955601, for the issuing of electronic money. Bondsmith Savings Ltd is registered in England and Wales, No 13223331. Registered office: 124-128 City Road, London, EC1V 2NJ.
FAQs
If you have any additional questions our team is ready to assist you.
Time is money.
Make both work for you.
This is true for both your business and your savings.
Start transforming time into financial growth today.